Fincar June 29, 2024 No Comments

When buying a second-hand car, it’s vital to ask the right questions to ensure you make an informed decision. We’ve got a list of things that not only should you keep in mind if you’re in the market for a used car, but also these things should be scoped out from the seller.



First things first is the car’s history. Ask the seller how many previous owners the vehicle has had. A car with multiple owners in a short period might indicate potential issues. Request the car’s service history and maintenance records. This documentation should include details about regular servicing, any repairs, and whether the car has been involved in any accidents. It’s beneficial to know if the vehicle has a clean title or if it has been salvaged, rebuilt, or subject to any insurance claims.

Next, you’ll want to have a closer look at what’s on the odometer. High mileage on a relatively new car can indicate extensive use, while low mileage on an older vehicle might suggest long periods of inactivity, which can also lead to mechanical problems. Ask about the type of driving the previous owner engaged in, whether it was mostly highway or city driving, as this can impact wear and tear differently.

From there, it’s time to assess the condition of the car. Ask the current owner about the condition for key components like the engine, transmission, brakes, and tyres. It is important that you ask whether there have been any major repairs or replacements, and when these were performed. Even modifications are a crucial issue as they can impact your insurance cover. Furthermore, try to ascertain whether there are any existing issues or parts that might need attention soon. While you’re at it, take a closer look at the condition of the bodywork and paint of the car – what you want to avoid is rust, dents, and scratches.

On the Road

While it might be hard to tell fact from fiction, there is no harm in trying to gauge from the owner why they are selling the car. A straightforward answer like upgrading to a new model is usually acceptable, but vague or evasive responses might warrant further consideration.

The owner should also have a strong idea as to how fuel efficient the car is. Ideally, you can then compare the vehicle against other options on the market. Among the other criteria you might want to cover with a seller are things like key safety features – are all features in working order and functioning correctly – warranty cover, and so forth.

At the end of the day, it is also highly recommended that you take the car out for a test drive. To this end, make sure you run this past the seller, and while on the road, pay attention to the car’s handling, any unusual noises, responsiveness, and overall comfort. If at the end of the test drive you’re still having doubts, contact an third-party inspection service to conduct a more accurate assessment of the car’s condition.


The Fincar team is here to help you with all your financing needs. Contact us today to help arrange your next car or equipment loan.