Car Finance Calculators
We must stress that this car leasing calculator is not a substitute for an obligation-free personalised finance quote
Car Finance Calculators
We must stress that this car leasing calculator is not a substitute for an obligation-free personalised finance quote
Car Finance Calculators for Australia
The following car leasing calculator returns a simple monthly payment based on four easy inputs including an input for the residual value of the car at the end of the term. It’s worth remembering that lenders will rarely offer a term on a car lease for more than 5 years and most importantly interest rates vary from lender to lender and week to week. Also do not underestimate vehicle depreciation when using this calculator. It can be tempted to hope for a larger residual to minimise monthly repayments but this may risk a liability at the end of the term (negative equity). This finance lease calculator is not a substitute for a finance lease quote so please contact FinCar for more details.
The following FBT calculator calculates the total annual Australian Fringe Benefit Tax payable for a novated lease based on two easy inputs using the “statutory method”. This is relevant when considering finance structures such as novated leases.
The following operating cost calculator returns the monthly Fringe Benefit Tax payable during novated car leasing based on three easy inputs using the “operating cost method” which although slightly more complex that the statutory method may be recommended for certain drivers.
Please note that all these finance calculators are for indicative results only. No responsibility will be taken for any inaccuracies within the programming of the car finance calculator. Contact FinCar directly to obtain a cost and obligation free quote to match your particular financial circumstances and the car you are financing.
Car Finance Calculators for Australia
The following car leasing calculator returns a simple monthly payment based on four easy inputs including an input for the residual value of the car at the end of the term. It’s worth remembering that lenders will rarely offer a term on a car lease for more than 5 years and most importantly interest rates vary from lender to lender and week to week. Also do not underestimate vehicle depreciation when using this calculator. It can be tempted to hope for a larger residual to minimise monthly repayments but this may risk a liability at the end of the term (negative equity). This finance lease calculator is not a substitute for a finance lease quote so please contact FinCar for more details.
The following FBT calculator calculates the total annual Australian Fringe Benefit Tax payable for a novated lease based on two easy inputs using the “statutory method”. This is relevant when considering finance structures such as novated leases.
The following operating cost calculator returns the monthly Fringe Benefit Tax payable during novated car leasing based on three easy inputs using the “operating cost method” which although slightly more complex that the statutory method may be recommended for certain drivers.
Don’t forget to check out novated lease calculator too
Car Finance Calculators
Quick Novated Calculator
Annual saving compared to a conventional car lease with the same interest rate and Residual value.
Novated Petrol Price
Effective petrol price per litre (see notes at bottom of page)
Testimonials
Here’s what just some of our clients have said
Darrell Cross
Gemma and Heathe
Am extremely appreciative to both you girls for all your hard work, never say die attitude and professional manner in which my purchase of 09 Holden SS Ute was carried out.
Wayne Willis-Davis
Customer
I would like to extend my thanks to both Gemma and Heather for all their effort in helping us with our new car purchase, finance and all round effort and excellent service turnaround.
Nicole & Mark Bateman
Customer
Thank you to all the team at Fincar for all the support and professional help with novated lease on our new car. The process was very fast and the staff were exceptional always on hand to help.
Tony
Customer
Thank you. I found FINCAR service to be prompt and accurate, I appreciated the velocity at which this loan was dealt with. I will be in touch should I need you again in the future
Darrell Cross
Gemma and Heathe
Am extremely appreciative to both you girls for all your hard work, never say die attitude and professional manner in which my purchase of 09 Holden SS Ute was carried out.
Wayne Willis-Davis
Customer
I would like to extend my thanks to both Gemma and Heather for all their effort in helping us with our new car purchase, finance and all round effort and excellent service turnaround.
Nicole & Mark Bateman
Customer
Thank you to all the team at Fincar for all the support and professional help with novated lease on our new car. The process was very fast and the staff were exceptional always on hand to help.
Tony
Customer
Thank you. I found FINCAR service to be prompt and accurate, I appreciated the velocity at which this loan was dealt with. I will be in touch should I need you again in the future
Frequently Asked Questions
Who is Fincar?
Fincar has been offering novated car leases to Australians since 2008 and rather than just punch out the numbers like the big guys, we explain how it works, what the benefits are, the advantages and disadvantages and whether it’s worth it in your particular situation. So whether you’re just trying to find out what is a novated lease, or you’d have a specific question about ATO prescribed residual values, one of our friendly consultants can answer that straight away. And, if it looks like it’s going to work, we’ll get you the best novated lease interest rates from Australia’s top lenders.
How does a novated lease work?
Watch our video to see how a novated lease works and how it saves money for Australian employees!
What’s the interest rate for a novated lease?
Novated lease interest rates vary depending on the applicant and whether the car is a new or used car. Fincar has a relationship with car finance companies across Australia so we can tender to our panel of lenders to get you the very best deal
Where is Fincar based and how can I contact you?
We are a privately owned company with offices in Sydney NSW. You’re welcome to call us at any time on 1300 346 227 or better still visit us in person at Level 13, 465 Victoria Avenue Chatswood