To apply for a car loan, you typically need to pass a credit check. Lenders use your credit history to assess your ability to repay the loan. This process helps them determine the level of risk associated in lending you money. A credit check provides lenders with an o

If you're in the market for a new car, it may be easy to look at your credit card and think, 'well, I've got the security I need right here'. Of course, for some, whose limits stretch that high, or looking at paying at least partly by credit card, it may seem tempting. But there are good

Stamp duty, which is a government fee, is generally mandatory on new and used cars. The fee is designed to cover a transfer of vehicle ownership, with the tax calculated based on the vehicle's value. Each state and territory has its own regulations and rates, but there are also some exemptions an

Using Afterpay or similar buy-now-pay-later (BNPL) services can impact your car loan application in Australia. This is because lenders often evaluate your overall financial behaviour, including your spending and credit habits, when assessing your ability to repay a new loan. While Afterpay itself

An inevitable part of owning a vehicle is that eventually it will need repairs. No, not your routine maintenance, but actual repairs in the workshop. In instances where you’ve either had an accident or a mechanical fault, you’ll be facing the prospect of a potentially hefty repair bill. Ho