When we start looking for a new car, we inevitably face the decision regarding what to do with our existing vehicle. The most common options include trading in the vehicle to a dealership in exchange for a discount on your new purchase, or opting to take the car to...

If you’ve ever talked to someone who has taken out a loan with a loan shark, also known as shylocks, you’ll understand why these 'financiers' were often cast as villains. Some people who failed to read the fine print or were so desperate to take out a loan from one of...

If you don’t have an accounting background, understanding all the ins and outs of fringe benefit taxes and how they apply in the case of a novated lease on your car could drive you up the wall.   A Recap on Novated Leases A novated lease is considered a fringe...

As we round out another year, you may have reviewed your finances and decided a new set of wheels are on the cards. However, you’ll also know that inflation is at multi-decade highs, with interest rates now climbing sharply higher. With that in mind, what should you...

When it comes to sourcing finance, motorists have a variety of avenues to seek credit. One of the less common formats is a chattel mortgage. Although it may sound like something to do with your home, it's not the case at all. So what is a chattel mortgage? First...