For most Australians, a car is probably the second-biggest purchase they will make throughout their lives, only behind stepping into Australia's ever-increasing housing market. For some fortunate motorists, salary packages provide employees with a novated lease on a vehicle. In most instances, howev
Why Your Credit History Makes all the Difference
When it comes to securing finance, credit scores are often the first hurdle that applicants need to clear in order to improve their chances of obtaining a loan. Whereas a bad credit rating once meant you were unlikely to be considered creditworthy, an increasing degree of flexibility has entered the
Record Rates in Uncertain Times
While the lending climate may have changed amid the current economic crisis, FinCar still has access to Tier 1 lending companies who can offer the very best rates for consumers looking to buy a new car. Our lending for cars, motorbikes & equipment is still as competitive as ever. It's also wo
How Regularly Should I Make Car Loan Repayments?
Although you might think that your car loan has a set repayment schedule every month, you’d be surprised to know that there is often more flexibility than you might have assumed. A big part of this is to cater to the financial circumstances of each individual, where for some people they have the m
Should I Refinance my Car Loan Through the Same Lender?
As we’ve previously discussed, refinancing your car loan can be a great option for those who need flexibility to navigate certain financial circumstances. Sometimes these events may be in your favour and you’d like to arrange for earlier repayment of the loan, or a lower rate to decrease your re