If you're in the market for a new car, it may be easy to look at your credit card and think, 'well, I've got the security I need right here'. Of course, for some, whose limits stretch that high, or looking at paying at least partly by credit card, it may seem tempting. But there are good
Do I Have to Pay Stamp Duty on a Car?
Stamp duty, which is a government fee, is generally mandatory on new and used cars. The fee is designed to cover a transfer of vehicle ownership, with the tax calculated based on the vehicle's value. Each state and territory has its own regulations and rates, but there are also some exemptions an
Can Afterpay Impact my Car Loan Application?
Using Afterpay or similar buy-now-pay-later (BNPL) services can impact your car loan application in Australia. This is because lenders often evaluate your overall financial behaviour, including your spending and credit habits, when assessing your ability to repay a new loan. While Afterpay itself
Is it Worth Taking Out a Loan to Repair my Car?
An inevitable part of owning a vehicle is that eventually it will need repairs. No, not your routine maintenance, but actual repairs in the workshop. In instances where you’ve either had an accident or a mechanical fault, you’ll be facing the prospect of a potentially hefty repair bill. Ho
Can You Apply for a Novated Lease for a Second-hand Car?
By now, you may have heard about novated leases. And although most individuals consider them in the context of brand new vehicles, they may also be applied to second-hand cars. Of course, you should observe a few specific conditions and restrictions. Read More