Trying to secure a car loan while already servicing a personal loan can be challenging, but certainly not impossible. Here is a comprehensive guide to help you understand and successfully manage the process. Your Financial Standing
Understanding Fringe Benefits Tax
Employers making non-cash payments to employees may find themselves liable to pay 'fringe benefits tax' ('FBT') on those payments. For tax purposes, you might be considered an employee of your own business, so you incur FBT on benefits your business provides for you, or for other employees. FBT a
How to Budget for a New Car
When you apply for a vehicle loan, there are two things that will help your chances of getting your loan approved. The first of these is to collect a decent-sized deposit together for the vehicle of your choice. After all, the less you borrow, the less you have to repay and the less interest you'll
The Essentials to Ask About Novated Leases
When considering a novated lease, it is essential to ensure you fully understand the agreement's terms, benefits, and potential drawbacks. A novated lease involves an employee, employer, and a finance company, allowing the employee to lease a vehicle with payments deducted from their pre-tax sala
All The Questions to Ask When Buying a Second-Hand Car
When buying a second-hand car, it’s vital to ask the right questions to ensure you make an informed decision. We've got a list of things that not only should you keep in mind if you're in the market for a used car, but also these things should be scoped out from the seller.