Once you have signed the dotted line, it’s easy to think that you’re signing away all your rights as a consumer. While from a legal perspective you bear all the responsibility of meeting your obligations as set out under a loan, you do have some recourse to achieve an...

When you apply for a car loan, one of the key items you’ll need to weigh up is how long you anticipate requiring to repay the loan. Most car loans are set up for a term of around 5 years, however, you do have the option to pick a longer term if you desire. A long term...

While a number of our clients looking for car financing are fairly familiar with some of the basic concepts tied to borrowing and lending, it's important for us to remember that not everyone enters this realm with the same level of understanding and knowledge. That...

Once you’ve started to make inroads into your home loan, and the value of your property gradually increases, you will find yourself with equity against your name. This equity, which is a form of ownership of the house, can be used as security for other purchases. For...

When you have made the decision to either take out a lease or a commercial hire purchase, you are inevitably faced with the decision about the size of the end payment, known as the balloon payment or residual, and what impact it has on you now and in the future. The...