When you have made the decision to either take out a lease or a commercial hire purchase, you are inevitably faced with the decision about the size of the end payment, known as the balloon payment or residual, and what impact it has on you now and in the future. The impact should be quite obviou

Have you thought about using a motorbike for business purposes? If you're part of a company which is looking to widen or upgrade its commercial fleet, have you paused to consider whether motorbikes might prove a useful addition to your fleet? Of course, a motorbike may or may not be suitable

Between the recent recession, as well as our nation's love for debt, many Aussies around the country have been staring at the prospect of a poor credit rating. In fact, it's lucky that the banks and lenders were forced into a pause on mortgages, otherwise things may have come to a head even sooner,

The New Year always seems to be a good place for great ideas, however, a lack of planning can often be our downfall. In fact, many of us fall to the wayside too quickly and easily as we discover that the idea was solid, but our intentions were not. With this in mind, we're going to look at 

Paying down a car loan requires a little discipline and planning. It is the little things that count, and if you can cut costs back, even if only by a little bit, you'll end up saving a lot in the long run. Petrol is one place that you can cut down on your costs if you're canny. While you're in