Credit Score or Credit Report – Which one Matters Most?

Sunday, 30th June 2019 3:22 am

One of the common queries the team here at Fincar deals with is the matter of credit scores and credit reports. Many are unsure of the differences, in addition to the ambiguity over whether one is any more important than the other. The truth is, the two are interrelated, and it’s imperative that y

Why Financing your Car through a Dealer could be the Wrong Move

Sunday, 30th June 2019 5:22 am

These days there are a variety of avenues available to prospective new car buyers to obtain finance. Even if your credit rating is not so flash, you still have as much accessibility to secure a car loan than you otherwise might have thought. So should you be offered the option for dealership finance

No Deposit Car Loans

Thursday, 18th July 2019 12:57 pm

Scraping together the funds for a car deposit is no easy feat, what with all of life’s other expenses we need to take care of. Fortunately, many financiers these days are open to no deposit car loans, which is sure to make things a lot easier for those in a tight spot. So, before you worry yoursel

Does the Way I Drive Affect the Life of my Car?

Sunday, 21st July 2019 2:59 am

One of the first things that you probably picked up while learning to drive was the importance of smooth driving. Not just for your own safety and wellbeing on the road, but to preserve the mechanical integrity of the vehicle. While some might dismiss this as an overreaction, bordering on unnecessar

Can I Use the Equity in my Home to Buy a Car?

Saturday, 27th July 2019 9:27 am

In the property market, it’s not all that uncommon to use the equity you build up from paying down your home loan to fund another property. In effect, the equity is used as an asset, which is then put up as collateral for the next asset in your sights. This strategy can be extended to vehicles, wi