What is a Chattel Mortgage?

Saturday, 3rd December 2022 2:17 pm

When it comes to sourcing finance, motorists have a variety of avenues to seek credit. One of the less common formats is a chattel mortgage. Although it may sound like something to do with your home, it's not the case at all. So what is a chattel mortgage? First things first, let's clarify tha

Novated Leasing: Just WHAT Is It?

Sunday, 27th November 2022 4:34 pm

Buying a car can be immensely stressful and that's understandable. Brands, models, prices, features, body types, performance attributes, amenities - plus so much more. Not unexpectedly, how to pay for your car is one of the biggest contributors to that stress. Sure, there are loans or those h

How to Pay Off Your Car Loan Quicker

Saturday, 12th November 2022 12:11 am

Obtaining finance for your new car is one of the best ways to leverage your current financial position to have access to an asset you otherwise might not have been able to afford. With that however, comes the responsibility of making your repayments to clear the debt. While you often have several

How to Apply for a Business Car Loan

Friday, 21st October 2022 4:12 am

For many businesses, it makes a lot of sense to take out a car loan for day-to-day operations. A business car loan is a form of commercial finance used to acquire anything from fleet cars, to employee vehicles, trucks, equipment and much more. Some of the more popular varieties of business car lo

What Sort of Vehicles are Difficult to Finance?

Thursday, 6th October 2022 3:47 am

Although it is easy enough to assume that any given vehicle is eligible for financing – they are an asset after all, right? – in reality this is far from normal practice. Lenders will want to minimise their exposure to certain levels of risk. And in the eyes of a financier, certain cars pose mor