Personal Car Finance
With FinCar motor finance, we’ll get you motoring! With hassle free car finance, we can help with your vehicle.
Personal Car Finance
With FinCar motor finance, we’ll get you motoring! With hassle free car finance, we can help with your vehicle.
About Personal Car Loans
A car loan is a type of personal loan specifically for purchasing a new or used vehicle, where the car itself serves as security, allowing lenders to offer more competitive interest rates due to reduced risk. Unlike general personal loans, car loans are structured for vehicle purchases, requiring regular repayments over a set period. Those interested can apply for financing and receive guidance from consultants or request a free, no-obligation personal finance quote
Applying for a Personal Car Loan
Fincar makes applying for a personal car loan easy. They handle everything—from selecting the right product to preparing paperwork and submitting it to the appropriate lender. As a broker, they are not limited to a single finance company, which allows them to find the best rates, avoid hidden fees and charges, and ensure a smooth and professional process.
Benefits of a Personal Car Loan
You have the opportunity to build up equity in your vehicle
On-road costs, insurance, and other expenses may also be incorporated into the car loan
The car loan may be available with ‘no deposit’
Fixed and variable interest rates are available
Anybody can apply for a car loan
Repayments can be structured to suit your needs
Interest rates for car loans are generally lower than for standard personal loans
Testimonials
Here’s what just some of our clients have said
Darrell Cross
Gemma and Heathe
Am extremely appreciative to both you girls for all your hard work, never say die attitude and professional manner in which my purchase of 09 Holden SS Ute was carried out.
Wayne Willis-Davis
Customer
I would like to extend my thanks to both Gemma and Heather for all their effort in helping us with our new car purchase, finance and all round effort and excellent service turnaround.
Nicole & Mark Bateman
Customer
Thank you to all the team at Fincar for all the support and professional help with novated lease on our new car. The process was very fast and the staff were exceptional always on hand to help.
Tony
Customer
Thank you. I found FINCAR service to be prompt and accurate, I appreciated the velocity at which this loan was dealt with. I will be in touch should I need you again in the future
Darrell Cross
Gemma and Heathe
Am extremely appreciative to both you girls for all your hard work, never say die attitude and professional manner in which my purchase of 09 Holden SS Ute was carried out.
Wayne Willis-Davis
Customer
I would like to extend my thanks to both Gemma and Heather for all their effort in helping us with our new car purchase, finance and all round effort and excellent service turnaround.
Nicole & Mark Bateman
Customer
Thank you to all the team at Fincar for all the support and professional help with novated lease on our new car. The process was very fast and the staff were exceptional always on hand to help.
Tony
Customer
Thank you. I found FINCAR service to be prompt and accurate, I appreciated the velocity at which this loan was dealt with. I will be in touch should I need you again in the future
Frequently Asked Questions
Who is Fincar?
Fincar has been offering novated car leases to Australians since 2008 and rather than just punch out the numbers like the big guys, we explain how it works, what the benefits are, the advantages and disadvantages and whether it’s worth it in your particular situation. So whether you’re just trying to find out what is a novated lease, or you’d have a specific question about ATO prescribed residual values, one of our friendly consultants can answer that straight away. And, if it looks like it’s going to work, we’ll get you the best novated lease interest rates from Australia’s top lenders.
How does a novated lease work?
Watch our video to see how a novated lease works and how it saves money for Australian employees!
What’s the interest rate for a novated lease?
Novated lease interest rates vary depending on the applicant and whether the car is a new or used car. Fincar has a relationship with car finance companies across Australia so we can tender to our panel of lenders to get you the very best deal
Where is Fincar based and how can I contact you?
We are a privately owned company with offices in Sydney NSW. You’re welcome to call us at any time on 1300 346 227 or better still visit us in person at Level 13, 465 Victoria Avenue Chatswood