Low Credit Ratings Following a Recession

Saturday, 29th January 2022 10:36 pm

Between the recent recession, as well as our nation's love for debt, many Aussies around the country have been staring at the prospect of a poor credit rating. In fact, it's lucky that the banks and lenders were forced into a pause on mortgages, otherwise things may have come to a head even sooner,

Is a Motorbike Right for Your Business?

Tuesday, 15th February 2022 11:34 pm

Have you thought about using a motorbike for business purposes? If you're part of a company which is looking to widen or upgrade its commercial fleet, have you paused to consider whether motorbikes might prove a useful addition to your fleet? Of course, a motorbike may or may not be suitable

How to Calculate Your Balloon Payment

Saturday, 26th February 2022 11:47 pm

When you have made the decision to either take out a lease or a commercial hire purchase, you are inevitably faced with the decision about the size of the end payment, known as the balloon payment or residual, and what impact it has on you now and in the future. The impact should be quite obviou

Does it Make Sense to Borrow Against Your Home to Buy a Car?

Monday, 11th April 2022 8:37 pm

Once you’ve started to make inroads into your home loan, and the value of your property gradually increases, you will find yourself with equity against your name. This equity, which is a form of ownership of the house, can be used as security for other purchases. For example, you may consider usin

Understanding Principal and Interest

Saturday, 16th April 2022 11:12 pm

While a number of our clients looking for car financing are fairly familiar with some of the basic concepts tied to borrowing and lending, it's important for us to remember that not everyone enters this realm with the same level of understanding and knowledge. That means, for many people, whethe