Tips on Taking Out a Loan in a Rising Rate Environment

Wednesday, 7th September 2022 3:47 pm

In recent month, with interest rates increasing rapidly, and more rate hikes still to come, a lot of attention has been directed towards the importance of setting yourself up with reliable finance that you can pay back. The fact that home loan borrowers are now suddenly staring at rates that cou

Will My Credit Score Be Impacted if I Refinance My Car Loan?

Monday, 15th August 2022 10:43 pm

The decision to refinance your car loan is one that should be carefully considered before you go ahead with the move. After all, your financial circumstances may have changed, or you may be switching to another lender who sets out different provisions and terms from your existing financier. Not to m

Why You Shouldn’t Finance Your New Car Through a Dealer

Tuesday, 9th August 2022 11:43 pm

These days there are a variety of avenues available to prospective new car buyers to obtain finance. Even if your credit rating is not so flash, you still have as much accessibility to secure a car loan than you otherwise might have thought. So should you be offered the option for dealership f

How Much Should I Borrow for a Car Loan?

Friday, 22nd July 2022 11:16 pm

It’s always a tough proposition when considering how much to borrow for a car loan, let alone with interest rates now on the rise after sitting at rock-bottom levels for the best part of the last two years. On the one hand, you will likely have a steady income, but your expenses may vary from m

Why was my Car Loan Application Rejected?

Tuesday, 12th July 2022 1:41 am

One of the most disappointing aspects of financing is that while you may consider yourself a suitable candidate for a loan, banks and other financiers don’t always see it the same way. Even more frustrating, when this happens you’re rarely afforded any detailed insight or knowledge regarding why