Using Afterpay or similar buy-now-pay-later (BNPL) services can impact your car loan application in Australia. This is because lenders often evaluate your overall financial behaviour, including your spending and credit habits, when assessing your ability to repay a new loan. While Afterpay itself
Is it Worth Taking Out a Loan to Repair my Car?
An inevitable part of owning a vehicle is that eventually it will need repairs. No, not your routine maintenance, but actual repairs in the workshop. In instances where you’ve either had an accident or a mechanical fault, you’ll be facing the prospect of a potentially hefty repair bill. Ho
Can You Apply for a Novated Lease for a Second-hand Car?
By now, you may have heard about novated leases. And although most individuals consider them in the context of brand new vehicles, they may also be applied to second-hand cars. Of course, you should observe a few specific conditions and restrictions. Read More
How to Apply for a Car Loan as a Single Parent
As a single parent, it’s likely that you may already be facing one of several challenges in life with regards to making ends meet. Our society is sometimes unfavourable towards single parents who need to slog it out on their own, and the finance sector is no exception with lenders all looking for
How to Save Interest on Your Car Loan
Over the course of a loan, interest can really add up. However, there are several strategies that you can employ to reduce the amount of interest paid over the life of the loan, ranging from securing a favourable loan at the outset, to adopting smart repayment practices during the loan.