Car Loan Application Mistakes

Saturday, 17th September 2022 11:00 pm

Applying for a car loan is no easy procedure, with borrowers required to jump through numerous hoops in order to establish themselves as a trusty candidate. And now that interest rates are rising, there is sure to be even greater scrutiny of every application to ensure applicants can service their d

Tips on Taking Out a Loan in a Rising Rate Environment

Wednesday, 7th September 2022 3:47 pm

In recent month, with interest rates increasing rapidly, and more rate hikes still to come, a lot of attention has been directed towards the importance of setting yourself up with reliable finance that you can pay back. The fact that home loan borrowers are now suddenly staring at rates that cou

Will My Credit Score Be Impacted if I Refinance My Car Loan?

Monday, 15th August 2022 10:43 pm

The decision to refinance your car loan is one that should be carefully considered before you go ahead with the move. After all, your financial circumstances may have changed, or you may be switching to another lender who sets out different provisions and terms from your existing financier. Not to m

Why You Shouldn’t Finance Your New Car Through a Dealer

Tuesday, 9th August 2022 11:43 pm

These days there are a variety of avenues available to prospective new car buyers to obtain finance. Even if your credit rating is not so flash, you still have as much accessibility to secure a car loan than you otherwise might have thought. So should you be offered the option for dealership f

How Much Should I Borrow for a Car Loan?

Friday, 22nd July 2022 11:16 pm

It’s always a tough proposition when considering how much to borrow for a car loan, let alone with interest rates now on the rise after sitting at rock-bottom levels for the best part of the last two years. On the one hand, you will likely have a steady income, but your expenses may vary from m