For many businesses, it makes a lot of sense to take out a car loan for day-to-day operations. A business car loan is a form of commercial finance used to acquire anything from fleet cars, to employee vehicles, trucks, equipment and much more. Some of the more popular varieties of business car lo
What Sort of Vehicles are Difficult to Finance?
Although it is easy enough to assume that any given vehicle is eligible for financing – they are an asset after all, right? – in reality this is far from normal practice. Lenders will want to minimise their exposure to certain levels of risk. And in the eyes of a financier, certain cars pose mor
Car Loan Application Mistakes
Applying for a car loan is no easy procedure, with borrowers required to jump through numerous hoops in order to establish themselves as a trusty candidate. And now that interest rates are rising, there is sure to be even greater scrutiny of every application to ensure applicants can service their d
Tips on Taking Out a Loan in a Rising Rate Environment
In recent month, with interest rates increasing rapidly, and more rate hikes still to come, a lot of attention has been directed towards the importance of setting yourself up with reliable finance that you can pay back. The fact that home loan borrowers are now suddenly staring at rates that cou
Will My Credit Score Be Impacted if I Refinance My Car Loan?
The decision to refinance your car loan is one that should be carefully considered before you go ahead with the move. After all, your financial circumstances may have changed, or you may be switching to another lender who sets out different provisions and terms from your existing financier. Not to m