When you apply for a car loan, one of the key items you’ll need to weigh up is how long you anticipate requiring to repay the loan. Most car loans are set up for a term of around 5 years, however, you do have the option to pick a longer term if you desire. A long term car loan may run for up to

While a number of our clients looking for car financing are fairly familiar with some of the basic concepts tied to borrowing and lending, it's important for us to remember that not everyone enters this realm with the same level of understanding and knowledge. That means, for many people, whethe

Once you’ve started to make inroads into your home loan, and the value of your property gradually increases, you will find yourself with equity against your name. This equity, which is a form of ownership of the house, can be used as security for other purchases. For example, you may consider usin

When you have made the decision to either take out a lease or a commercial hire purchase, you are inevitably faced with the decision about the size of the end payment, known as the balloon payment or residual, and what impact it has on you now and in the future. The impact should be quite obviou

Have you thought about using a motorbike for business purposes? If you're part of a company which is looking to widen or upgrade its commercial fleet, have you paused to consider whether motorbikes might prove a useful addition to your fleet? Of course, a motorbike may or may not be suitable