Why You Shouldn’t Finance Your New Car Through a Dealer

Tuesday, 9th August 2022 11:43 pm

These days there are a variety of avenues available to prospective new car buyers to obtain finance. Even if your credit rating is not so flash, you still have as much accessibility to secure a car loan than you otherwise might have thought. So should you be offered the option for dealership f

How Much Should I Borrow for a Car Loan?

Friday, 22nd July 2022 11:16 pm

It’s always a tough proposition when considering how much to borrow for a car loan, let alone with interest rates now on the rise after sitting at rock-bottom levels for the best part of the last two years. On the one hand, you will likely have a steady income, but your expenses may vary from m

Why was my Car Loan Application Rejected?

Tuesday, 12th July 2022 1:41 am

One of the most disappointing aspects of financing is that while you may consider yourself a suitable candidate for a loan, banks and other financiers don’t always see it the same way. Even more frustrating, when this happens you’re rarely afforded any detailed insight or knowledge regarding why

What to Do if You’re Not Happy With Your Car Loan?

Monday, 20th June 2022 9:22 pm

Once you have signed the dotted line, it’s easy to think that you’re signing away all your rights as a consumer. While from a legal perspective you bear all the responsibility of meeting your obligations as set out under a loan, you do have some recourse to achieve

With Interest Rates Rising, a Long Term Car Loan May Not be a Good Idea

Wednesday, 25th May 2022 11:36 pm

When you apply for a car loan, one of the key items you’ll need to weigh up is how long you anticipate requiring to repay the loan. Most car loans are set up for a term of around 5 years, however, you do have the option to pick a longer term if you desire. A long term car loan may run for up to