Best Rate Loans & Leases

Australia’s Leading Boutique Car Finance Provider

About Us

Fincar Pty Ltd – Australia’s leading boutique car finance provider

Personal Car Finance

With Fincar motor finance, we’ll get you motoring!
With hassle free car finance, we can help with your vehicle.

Business Car Finance

Looking for finance options for your business fleet?
What about an operating lease or car finance lease?

Novated Leases

A great way to pay off your car with your pre-tax dollars and with the help of your employer.

Boat, Motorcycle & Equipment

We finance a whole range of equipment including boats and motorcycles, so how can we help you?

Request a Call Back

Would you like to speak to one of our vehicle finance brokers over the phone? Just submit your details and we’ll be in touch shortly. You can also email us if you would prefer.

  • For Businesses: Do you have questions about how Fincar can help your company?

  • Contact Options:
    • Complete the form, and we’ll get in touch shortly.
    • Call 1300 346 227 between 08:30 and 19:00, Monday to Friday.

    Australia’s Leading
    Car Finance and Novated Lease Provider

    As Australia’s specialist car finance provider we are expertly equipped to find you the car finance solution that’s right for you. Whether it’s a cheap consumer car loan, a short term operating lease or a fully maintained novated lease or car lease through our extensive panel of automotive finance lenders, we are sure to be able to find you one of the most competitive vehicle loans.

    Try our nifty car lease and loan calculators to determine your borrowing capacity and monthly car finance repayments before you make a vehicle purchase.

    Why Choose Us?

    Experienced

    Since 2004, we have been helping Australians with their vehicle finance needs

    Vibrant

    An experienced team of 8 finance consultants are standing by

    Professional

    There’s no cost, nor obligation to get in touch and assess your options

    Testimonials

    Here’s what just some of our clients have said

    Our Partners

    Frequently Asked Questions

    Who is Fincar?

    Fincar has been offering novated car leases to Australians since 2008 and rather than just punch out the numbers like the big guys, we explain how it works, what the benefits are, the advantages and disadvantages and whether it’s worth it in your particular situation. So whether you’re just trying to find out what is a novated lease, or you’d have a specific question about ATO prescribed residual values, one of our friendly consultants can answer that straight away. And, if it looks like it’s going to work, we’ll get you the best novated lease interest rates from Australia’s top lenders.

    How does a novated lease work?

    Watch our video to see how a novated lease works and how it saves money for Australian employees!

    What’s the interest rate for a novated lease?

    Novated lease interest rates vary depending on the applicant and whether the car is a new or used car. Fincar has a relationship with car finance companies across Australia so we can tender to our panel of lenders to get you the very best deal

    Where is Fincar based and how can I contact you?

    We are a privately owned company with offices in Sydney NSW. You’re welcome to call us at any time on 1300 346 227 or better still visit us in person at  Level 13, 465 Victoria Avenue Chatswood

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