Talk to our friendly team
Whether you just want to understand how a novated lease works or see how much you can save, our responsive, small, local team is here to help
Catherine
David
Ellie
Treya
Karen
Nicholas
Nic
Ria
When applying for finance with Fincar
you can be sure that you’ll
get:
Easy Application & Approval
It takes less than 30 minutes to assess most applications and deliver a no-obligation pre-approval
Access to all major lenders
As a broker, we can access the best products from a wide range of lenders meaning you can easily compare.
Lowest interest rates
Subject to lending criteria, we'll get you the very best novated interest rates on the market.
For a $35,000 car, you could save up to $27,000 over a 5 year period with a novated lease compared to a car loan
How does a novated lease save you money?
SAVING #1
What’s a residual value?
At the end of your lease, a small lump sum — called the residual value or balloon payment — remains. It’s set by the ATO to match the car’s expected market value and keeps your regular repayments lower.
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SAVING #2
Flexible end-of-lease options
When your lease ends, you can:
- Pay out the residual and keep the car
- Re-finance the balance, or
- Trade in and upgrade to something new
That flexibility means you’re never locked in longer than you want.
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SAVING #3
We make it work in your favour
Our team structures your lease so the residual suits your needs — balancing repayments, tax benefits and future options. You stay in control from start to finish.
Car finance that’s right for you
The tax effective way to pay for a new car. A novated lease means you can pay for your car pre-tax giving huge savings. We can discuss with your employer and make it happen.
Quote Hotline 1300 346 227
No-hassle, best rate finance
Our finance consultants are experts in their field. They take care of all the lease and vehicle management paperwork as well as negotiating with the finance organisations to get the best deal. We can also give you access to our novated car lease calculator.
Quote Hotline 1300 346 227
Here’s what some of
our customers had to say...
“am extremely appreciative to both you girls for all your hard work, never say die attitude and professional manner in which my purchase of 09 Holden SS Ute was carried out.”
“I would like to extend my thanks to both Gemma and Heather for all their effort in helping us with our new car purchase, finance and all round effort and excellent service turnaround.”
“Thank you to all the team at Fincar for all the support and professional help with the purchase of our new car. The process was very fast and the staff were exceptional always on hand to help.”
“Thank you. I found FINCAR service to be prompt and accurate, I appreciated the velocity at which this loan was dealt with. I will be in touch should I need you again in the future”