RAM 1500 Novated Lease Calculator & Savings

Q: How much does a RAM 1500 novated lease cost?

The cost of a RAM 1500 novated lease depends on the vehicle price, lease term, interest rate and your personal tax situation. Using a novated lease calculator is the quickest way to estimate repayments and potential savings.

Q: Is the RAM 1500 eligible for novated lease tax benefits in Australia?

Novated lease tax benefits (both GST and income tax) depend on current Australian tax rules and the vehicle's specifications. EVs and low-emission vehicles may offer additional advantages, which should be assessed based on your individual circumstances.

Q: Can I choose my own novated lease provider for a RAM 1500?

In most cases, yes. Employees are often not required to use their employer's default provider and can choose an independent novated lease specialist to compare options.

Q: What RAM 1500 variants can be novated leased?

Most RAM 1500 variants available in Australia can be packaged through a novated lease, subject to lender and employer policies.

Q: Is a novated lease better than buying a RAM 1500 outright?

For most employees, a novated lease can reduce the after-tax cost of owning a RAM 1500 compared to purchasing outright. The best option depends on your income, usage (how many kms per year you'll drive the RAM 1500) and long-term plans.

Use this RAM 1500 novated lease calculator to quickly estimate your repayments, tax savings and running cost benefits in Australia. A novated lease can reduce your taxable income and GST for eligible vehicles like the 1500 — giving you a realistic picture of cost vs buy-outright or traditional finance.

Calculate Your RAM 1500 Novated Lease

Add your average annual kms, salary & pick a RAM 1500 variant to get an instant result.

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RAM 1500 novated lease calculator Australia

How a Novated Lease Works for the RAM 1500

You save on income tax

Because the repayments are drawn from your pre-tax salary, that means you'll have a lower taxable income

You save on fleet discounts

You leverage the national BMW buying power of FinCar, which means you get the wholesale prices that you normally wouldn't get.

You save on GST

You pay no GST on the vehicle purchase price, fuel, service, registration, repair costs, and even insurance. You can save over 10 cents per litre on fuel each time you fill up. That's a $12 saving on a 60-litre tank.

A novated lease allows you to package the cost of your RAM 1500 through your salary, using pre-tax income to cover repayments, running costs and GST. This can reduce your taxable income and improve cash flow compared to buying outright or using a standard car loan.

What’s included in your novated lease quote?

Fuel

Registration

Servicing

Roadside Assistance

Tyre Replacement

Insurance

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RAM 1500 Novated Lease Savings Explained

The RAM 1500 is well suited to a novated lease, particularly for drivers in higher tax brackets. Depending on the vehicle variant, your income and usage, a novated lease may reduce your overall ownership cost by packaging finance, servicing, registration and other running costs in one structure. You'll also save on GST as well as income tax.

Example RAM 1500 Novated Lease Scenario

As an example, a RAM 1500 novated lease over five years may include the vehicle purchase price, finance costs and eligible running expenses. Your actual savings will depend on your salary, tax bracket and selected lease term, but many drivers find the after-tax cost is lower than traditional financing options.

Save your next car purchase with a RAM 1500 Variant and Novated Leasing

RAM 1500 Specifications

Description

Details

Features

Engine

Drive Train

Fuel

Dimensions

Towing Capacity

Description

RAM 1500 Description

The RAM 1500 is a robust and versatile pick-up truck that has been gaining popularity among Australians for its powerful performance and spacious interior. Available in various model variants such as the Express, Warlock, Laramie, and Limited, the RAM 1500 offers a range of options to suit different preferences and budgets. With prices starting at around $80,000 AUD for the base model Express and going up to approximately $110,000 AUD for the fully-loaded Limited trim, the RAM 1500 competes well with other full-size trucks in the Australian market. The RAM 1500 is equipped with a choice of powerful engines, including a 5.7L HEMI V8 engine that delivers impressive towing capacity and acceleration. The smooth and comfortable ride quality, along with a spacious and well-appointed cabin, make the RAM 1500 a great choice for long journeys or tough work tasks. However, the RAM 1500's large size may pose challenges in urban areas with narrow streets or tight parking spaces. Despite this, its off-road capabilities and luxurious features make it a desirable option for those seeking a versatile and capable pick-up truck in Australia.

Here’s what some of our customers had to say about RAM 1500...

RAM 1500 Novated Lease FAQs

How much does a RAM 1500 novated lease cost?

Is the RAM 1500 eligible for novated lease tax benefits in Australia?

Can I choose my own novated lease provider for a RAM 1500?

What RAM 1500 variants can be novated leased?

Is a novated lease better than buying a RAM 1500 outright?

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Fincar has been offering novated car leases to Australians since 2008 and rather than just punch out the numbers like the big guys, we explain how it works, what the benefits are, the advantages and disadvantages and whether it’s worth it in your particular situation. So whether you’re just trying to find out what is a novated lease, or you’d have a specific question about ATO prescribed residual values, one of our friendly consultants can answer that straight away. And, if it looks like it’s going to work, we’ll get you the best novated lease interest rates from Australia’s top lenders.