Kia SELTOS Novated Lease Calculator & Savings

Q: How much does a Kia SELTOS novated lease cost?

The cost of a Kia SELTOS novated lease depends on the vehicle price, lease term, interest rate and your personal tax situation. Using a novated lease calculator is the quickest way to estimate repayments and potential savings.

Q: Is the Kia SELTOS eligible for novated lease tax benefits in Australia?

Novated lease tax benefits (both GST and income tax) depend on current Australian tax rules and the vehicle's specifications. EVs and low-emission vehicles may offer additional advantages, which should be assessed based on your individual circumstances.

Q: Can I choose my own novated lease provider for a Kia SELTOS?

In most cases, yes. Employees are often not required to use their employer's default provider and can choose an independent novated lease specialist to compare options.

Q: What Kia SELTOS variants can be novated leased?

Most Kia SELTOS variants available in Australia can be packaged through a novated lease, subject to lender and employer policies.

Q: Is a novated lease better than buying a Kia SELTOS outright?

For most employees, a novated lease can reduce the after-tax cost of owning a Kia SELTOS compared to purchasing outright. The best option depends on your income, usage (how many kms per year you'll drive the Kia SELTOS) and long-term plans.

Use this Kia SELTOS novated lease calculator to quickly estimate your repayments, tax savings and running cost benefits in Australia. A novated lease can reduce your taxable income and GST for eligible vehicles like the SELTOS — giving you a realistic picture of cost vs buy-outright or traditional finance.

Calculate Your Kia SELTOS Novated Lease

Add your average annual kms, salary & pick a Kia SELTOS variant to get an instant result.

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Kia SELTOS novated lease calculator Australia

How a Novated Lease Works for the Kia SELTOS

You save on income tax

Because the repayments are drawn from your pre-tax salary, that means you'll have a lower taxable income

You save on fleet discounts

You leverage the national BMW buying power of FinCar, which means you get the wholesale prices that you normally wouldn't get.

You save on GST

You pay no GST on the vehicle purchase price, fuel, service, registration, repair costs, and even insurance. You can save over 10 cents per litre on fuel each time you fill up. That's a $12 saving on a 60-litre tank.

A novated lease allows you to package the cost of your Kia SELTOS through your salary, using pre-tax income to cover repayments, running costs and GST. This can reduce your taxable income and improve cash flow compared to buying outright or using a standard car loan.

What’s included in your novated lease quote?

Fuel

Registration

Servicing

Roadside Assistance

Tyre Replacement

Insurance

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Kia SELTOS Novated Lease Savings Explained

The Kia SELTOS is well suited to a novated lease, particularly for drivers in higher tax brackets. Depending on the vehicle variant, your income and usage, a novated lease may reduce your overall ownership cost by packaging finance, servicing, registration and other running costs in one structure. You'll also save on GST as well as income tax.

Example Kia SELTOS Novated Lease Scenario

As an example, a Kia SELTOS novated lease over five years may include the vehicle purchase price, finance costs and eligible running expenses. Your actual savings will depend on your salary, tax bracket and selected lease term, but many drivers find the after-tax cost is lower than traditional financing options.

Save your next car purchase with a Kia SELTOS Variant and Novated Leasing

kia seltos Specifications

Description

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Description

kia seltos Description

The KIA Seltos is a standout compact SUV that offers a winning combination of style, practicality, and value for Australian drivers. Priced competitively starting at around $25,000 for the base model, the Seltos comes in multiple variants to suit different preferences and budgets. The range-topping GT-Line variant, priced at approximately $40,000, offers a premium driving experience with added features and a more powerful engine. One of the key strengths of the Seltos is its spacious and well-designed interior, providing ample room for both passengers and cargo. The cabin boasts a modern and user-friendly infotainment system with smartphone connectivity, as well as a range of safety features such as autonomous emergency braking and lane-keeping assistance. On the road, the Seltos impresses with its smooth and composed handling, making it equally adept in city traffic and on the open highway. The available all-wheel-drive system adds to its versatility, making it a capable choice for weekend adventures off the beaten path. Overall, the KIA Seltos is a top contender in the compact SUV segment in Australia, offering a compelling package of style, comfort, and performance at a reasonable price point.

Here’s what some of our customers had to say about Kia SELTOS...

Kia SELTOS Novated Lease FAQs

How much does a Kia SELTOS novated lease cost?

Is the Kia SELTOS eligible for novated lease tax benefits in Australia?

Can I choose my own novated lease provider for a Kia SELTOS?

What Kia SELTOS variants can be novated leased?

Is a novated lease better than buying a Kia SELTOS outright?

Start customising your FREE novated lease quote now!

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Terms & Conditions Privacy Policy Novated Leasing Videos

Fincar has been offering novated car leases to Australians since 2008 and rather than just punch out the numbers like the big guys, we explain how it works, what the benefits are, the advantages and disadvantages and whether it’s worth it in your particular situation. So whether you’re just trying to find out what is a novated lease, or you’d have a specific question about ATO prescribed residual values, one of our friendly consultants can answer that straight away. And, if it looks like it’s going to work, we’ll get you the best novated lease interest rates from Australia’s top lenders.