Honda CIVIC Novated Lease Calculator & Savings

Q: How much does a Honda CIVIC novated lease cost?

The cost of a Honda CIVIC novated lease depends on the vehicle price, lease term, interest rate and your personal tax situation. Using a novated lease calculator is the quickest way to estimate repayments and potential savings.

Q: Is the Honda CIVIC eligible for novated lease tax benefits in Australia?

Novated lease tax benefits (both GST and income tax) depend on current Australian tax rules and the vehicle's specifications. EVs and low-emission vehicles may offer additional advantages, which should be assessed based on your individual circumstances.

Q: Can I choose my own novated lease provider for a Honda CIVIC?

In most cases, yes. Employees are often not required to use their employer's default provider and can choose an independent novated lease specialist to compare options.

Q: What Honda CIVIC variants can be novated leased?

Most Honda CIVIC variants available in Australia can be packaged through a novated lease, subject to lender and employer policies.

Q: Is a novated lease better than buying a Honda CIVIC outright?

For most employees, a novated lease can reduce the after-tax cost of owning a Honda CIVIC compared to purchasing outright. The best option depends on your income, usage (how many kms per year you'll drive the Honda CIVIC) and long-term plans.

Use this Honda CIVIC novated lease calculator to quickly estimate your repayments, tax savings and running cost benefits in Australia. A novated lease can reduce your taxable income and GST for eligible vehicles like the CIVIC — giving you a realistic picture of cost vs buy-outright or traditional finance.

Calculate Your Honda CIVIC Novated Lease

Add your average annual kms, salary & pick a Honda CIVIC variant to get an instant result.

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Honda CIVIC novated lease calculator Australia

How a Novated Lease Works for the Honda CIVIC

You save on income tax

Because the repayments are drawn from your pre-tax salary, that means you'll have a lower taxable income

You save on fleet discounts

You leverage the national BMW buying power of FinCar, which means you get the wholesale prices that you normally wouldn't get.

You save on GST

You pay no GST on the vehicle purchase price, fuel, service, registration, repair costs, and even insurance. You can save over 10 cents per litre on fuel each time you fill up. That's a $12 saving on a 60-litre tank.

A novated lease allows you to package the cost of your Honda CIVIC through your salary, using pre-tax income to cover repayments, running costs and GST. This can reduce your taxable income and improve cash flow compared to buying outright or using a standard car loan.

What’s included in your novated lease quote?

Fuel

Registration

Servicing

Roadside Assistance

Tyre Replacement

Insurance

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Honda CIVIC Novated Lease Savings Explained

The Honda CIVIC is well suited to a novated lease, particularly for drivers in higher tax brackets. Depending on the vehicle variant, your income and usage, a novated lease may reduce your overall ownership cost by packaging finance, servicing, registration and other running costs in one structure. You'll also save on GST as well as income tax.

Example Honda CIVIC Novated Lease Scenario

As an example, a Honda CIVIC novated lease over five years may include the vehicle purchase price, finance costs and eligible running expenses. Your actual savings will depend on your salary, tax bracket and selected lease term, but many drivers find the after-tax cost is lower than traditional financing options.

Save your next car purchase with a Honda CIVIC Variant and Novated Leasing

honda civic Specifications

Description

Details

Features

Engine

Drive Train

Fuel

Dimensions

Towing Capacity

Description

honda civic Description

The Honda Civic is a popular choice among Australians looking for a reliable, fuel-efficient, and stylish compact car. With a starting price of around $22,000 for the base model VTi, the Civic offers great value for money in the competitive small car segment. For those looking for more features and performance, higher trim levels such as the VTi-S, RS, and VTi-LX are available, with prices ranging up to around $35,000. In terms of design, the Civic stands out with its sleek lines, sporty profile, and distinctive front grille. The interior is well-built and offers a modern and comfortable cabin with ample space for both passengers and cargo. The Civic also comes equipped with a range of standard features including a touchscreen infotainment system, Apple CarPlay and Android Auto connectivity, and advanced safety features such as autonomous emergency braking and adaptive cruise control. On the road, the Civic delivers a smooth and refined driving experience, with responsive handling and a choice of efficient engines including a 1.8-litre petrol engine or a more powerful 1.5-litre turbocharged engine in the RS variant. Overall, the Honda Civic is a solid choice for Australian drivers looking for a practical and enjoyable daily driver.

Here’s what some of our customers had to say about Honda CIVIC...

Honda CIVIC Novated Lease FAQs

How much does a Honda CIVIC novated lease cost?

Is the Honda CIVIC eligible for novated lease tax benefits in Australia?

Can I choose my own novated lease provider for a Honda CIVIC?

What Honda CIVIC variants can be novated leased?

Is a novated lease better than buying a Honda CIVIC outright?

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Start customising your FREE novated lease quote now!

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Terms & Conditions Privacy Policy Novated Leasing Videos

Fincar has been offering novated car leases to Australians since 2008 and rather than just punch out the numbers like the big guys, we explain how it works, what the benefits are, the advantages and disadvantages and whether it’s worth it in your particular situation. So whether you’re just trying to find out what is a novated lease, or you’d have a specific question about ATO prescribed residual values, one of our friendly consultants can answer that straight away. And, if it looks like it’s going to work, we’ll get you the best novated lease interest rates from Australia’s top lenders.