BMW i4 Novated Lease Calculator & Savings

Q: How much does a BMW i4 novated lease cost?

The cost of a BMW i4 novated lease depends on the vehicle price, lease term, interest rate and your personal tax situation. Using a novated lease calculator is the quickest way to estimate repayments and potential savings.

Q: Is the BMW i4 eligible for novated lease tax benefits in Australia?

Novated lease tax benefits (both GST and income tax) depend on current Australian tax rules and the vehicle's specifications. EVs and low-emission vehicles may offer additional advantages, which should be assessed based on your individual circumstances.

Q: Can I choose my own novated lease provider for a BMW i4?

In most cases, yes. Employees are often not required to use their employer's default provider and can choose an independent novated lease specialist to compare options.

Q: What BMW i4 variants can be novated leased?

Most BMW i4 variants available in Australia can be packaged through a novated lease, subject to lender and employer policies.

Q: Is a novated lease better than buying a BMW i4 outright?

For most employees, a novated lease can reduce the after-tax cost of owning a BMW i4 compared to purchasing outright. The best option depends on your income, usage (how many kms per year you'll drive the BMW i4) and long-term plans.

Use this BMW i4 novated lease calculator to quickly estimate your repayments, tax savings and running cost benefits in Australia. A novated lease can reduce your taxable income and GST for eligible vehicles like the i4 — giving you a realistic picture of cost vs buy-outright or traditional finance.

Calculate Your BMW i4 Novated Lease

Add your average annual kms, salary & pick a BMW i4 variant to get an instant result.

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BMW i4 novated lease calculator Australia

How a Novated Lease Works for the BMW i4

You save on income tax

Because the repayments are drawn from your pre-tax salary, that means you'll have a lower taxable income

You save on fleet discounts

You leverage the national BMW buying power of FinCar, which means you get the wholesale prices that you normally wouldn't get.

You save on GST

You pay no GST on the vehicle purchase price, fuel, service, registration, repair costs, and even insurance. You can save over 10 cents per litre on fuel each time you fill up. That's a $12 saving on a 60-litre tank.

A novated lease allows you to package the cost of your BMW i4 through your salary, using pre-tax income to cover repayments, running costs and GST. This can reduce your taxable income and improve cash flow compared to buying outright or using a standard car loan.

What’s included in your novated lease quote?

Fuel

Registration

Servicing

Roadside Assistance

Tyre Replacement

Insurance

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BMW i4 Novated Lease Savings Explained

The BMW i4 is well suited to a novated lease, particularly for drivers in higher tax brackets. Depending on the vehicle variant, your income and usage, a novated lease may reduce your overall ownership cost by packaging finance, servicing, registration and other running costs in one structure. You'll also save on GST as well as income tax.

Example BMW i4 Novated Lease Scenario

As an example, a BMW i4 novated lease over five years may include the vehicle purchase price, finance costs and eligible running expenses. Your actual savings will depend on your salary, tax bracket and selected lease term, but many drivers find the after-tax cost is lower than traditional financing options.

Save your next car purchase with a BMW i4 Variant and Novated Leasing

bmw i4 Specifications

Description

Details

Features

Engine

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Towing Capacity

Description

bmw i4 Description

The BMW i4 is a game-changer in the electric vehicle market, offering a perfect blend of luxury, performance, and sustainability for Australian drivers. Available in two variants - the i4 eDrive40 and the i4 M50 - this electric sedan caters to a wide range of preferences. The i4 eDrive40 is the entry-level model, priced at approximately AUD 90,000. It boasts a powerful electric motor that delivers smooth acceleration and a range of around 400 kilometers, making it ideal for daily commutes and weekend getaways. The interior is luxurious, with premium materials and cutting-edge technology, including BMW's latest iDrive infotainment system. For those seeking a more exhilarating driving experience, the i4 M50 is the top-of-the-line option, priced at around AUD 120,000. With a sport-tuned suspension and a more powerful electric motor, the M50 offers blistering acceleration and dynamic handling. The interior is sporty and driver-focused, with supportive seats and a range of performance-oriented features. Overall, the BMW i4 is a fantastic choice for Australian drivers looking to make the switch to electric vehicles. Its blend of luxury, performance, and sustainability make it a standout option in the market.

Here’s what some of our customers had to say about BMW i4...

BMW i4 Novated Lease FAQs

How much does a BMW i4 novated lease cost?

Is the BMW i4 eligible for novated lease tax benefits in Australia?

Can I choose my own novated lease provider for a BMW i4?

What BMW i4 variants can be novated leased?

Is a novated lease better than buying a BMW i4 outright?

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Fincar has been offering novated car leases to Australians since 2008 and rather than just punch out the numbers like the big guys, we explain how it works, what the benefits are, the advantages and disadvantages and whether it’s worth it in your particular situation. So whether you’re just trying to find out what is a novated lease, or you’d have a specific question about ATO prescribed residual values, one of our friendly consultants can answer that straight away. And, if it looks like it’s going to work, we’ll get you the best novated lease interest rates from Australia’s top lenders.