Asking an employer, or prospective employer about salary packaging will ensure you receive the best compensation package for your job. Salary packaging, also known as salary sacrificing, allows employees to customise their remuneration to maximize their take-home pay while minimising tax liability.

The process of applying for a car loan can at times be tedious and confusing. If it’s your first time, you’re probably learning how everything works. While there are no shortage of resources out there designed to shed some insight, not all of your queries will be addressed. One of the more c

These days, a number of loan companies and banks require applicants to take out loan repayment insurance when seeking finance to purchase a vehicle. Most car buyers would be thinking why on earth they need to take out such a policy. You may even assume that this is just another money-spinning in

Although the common perception is that you need a deposit in order to take out a car loan, many would be surprised to realise that this isn’t always the case. Sure, some lenders will give you a difficult time without putting down any money. However, these days there are lots of providers who ar

Over the years car loans have become increasingly accessible to Aussie motorists, but with interest rates now marching sharply higher since the end of the pandemic, borrowers should know what they are potentially getting into. So before you make the commitment to finance a vehicle, ask yourself thes