Car Finance Calculators for Australia

The following car loan calculator (car finance calculator) returns a simple monthly payment based on three easy inputs – the interest rate, the loan term and the amount borrowed. It’s worth remembering that no lender will offer more than a ten year term on a car loan and most importantly interest rates vary from lender to lender and week to week. We must stress that this car leasing calculator is not a substitute for an onligation-free personalised finance quote so please contact FinCar for more details.

The following car leasing calculator returns a simple monthly payment based on four easy inputs including an input for the residual value of the car at the end of the term. It’s worth remembering that lenders will rarely offer a term on a car lease for more than 5 years and most importantly interest rates vary from lender to lender and week to week. Also do not underestimate vehicle depreciation when using this calculator. It can be tempted to hope for a larger residual to minimise monthly repayments but this may risk a liability at the end of the term (negative equity). This finance lease calculator is not a substitute for a finance lease quote so please contact FinCar for more details.

The following FBT calculator calculates the total annual Australian Fringe Benefit Tax payable for a novated lease based on two easy inputs using the “statutory method”. This is relevant when considering finance structures such as novated leases.
The following operating cost calculator returns the monthly Fringe Benefit Tax payable during novated car leasing based on three easy inputs using the “operating cost method” which although slightly more complex that the statutory method may be recommended for certain drivers.

Please note that all these finance calculators are for indicative results only. No responsibility will be taken for any inaccuracies within the programming of the car finance calculator. Contact FinCar directly to obtain a cost and obligation free quote to match your particular financial circumstances and the car you are financing.

Don’t forget to check out our novated lease calculator too

QUICK NOVATED CALCULATOR

annual saving compared to a conventional car lease with the same interest rate and resifual value(see notes at bottom of page)

NOVATED PETROL PRICE

effective petrol price per litre(see notes at bottom of page)

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